We're here to help you reach your financial goals - Retirement, Legacy - Whatever it is you desire.
We understand it’s a journey, not a destination & it’s complicated.
As your financial services firm, we’re dedicated to acting in your best interests. We’re independent advisers and work directly for you. We'll help you build a financial portfolio that reflects whatever level of risk you’re comfortable with - we’re here for you.
Tom brings a unique perspective to assisting his clients with all of their wealth management and retirement planning needs:
Business expertise and life experience.
Approach to building lifetime income based on your risk tolerance.
Access to professionals with expertise on legal and tax issues.
Author five Financial Books
Passion for helping others.
Tom’s goal is to be his clients go-to resource for all retirement and pre-retirement planning and investment strategies. He has been successfully retired himself, once, and he understands the dynamics of living on a fixed income; Tom is on Social Security and Medicare, and can assist you in Maximizing your Social Security benefits as well as guide you in understanding your best Medicare options. Last but not least, Tom can assist you in creating a life-long income stream from your retirement savings plans and investment accounts utilizing the strategies outlined in his book Smart Retirement: What You Need to Know Before Cashing Your Last Paycheck. If you don’t already have an adviser, Tom would love the opportunity to show you his dedication, and if you do have an adviser, you owe it to yourself to get a second opinion. Send Tom and his team a quick email or call his office—he would enjoy talking to you and getting to know you.
Registered Representative, securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, member FINRA& SIPC. Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Smart Capital Management are not affiliated.
This communication is strictly intended for individuals residing in the states of CO, FL, ID, LA, MI, MN, MT, OR, PA, TX, WY. No offers may be made or accepted from any resident outside the specific state(s) referenced. Cambridge does not offer tax or legal advice.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection or lifetime income refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 19507 - 2019/11/22 The information is not intended to be investment, legal or tax advice. The agent can provide information, but not advice related to social security benefits. The agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. For more information, contact the Social Security Administration office, or visit www.ssa.gov.