​Tom has written five books, using his personal experiences to create insightful meditations on life and retirement.
Smart Retirement: Critical Things You Should Know Before Cashing Your Last Paycheck
What are the steps you need to take after a long and successful career? Do you know what to do with your 401(k) or 403(b), or other retirement savings? Do you know the best rollover Strategy for your own particular circumstance? Have you thought about how much income you will need to live on after you cash your last paycheck?
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Many people have not considered a strategy for creating a lifetime income from your retirement savings and some of them are afraid they will out live their money. Maybe they have Social Security or Medicare questions. Lastly, they may need to take a closer look at their estate documents.

Tom Stephens has many answers to these questions. Find them (and more) in this book!
Survivors Handbook: Essential Guide to Financial Matters After a Death 3rd Edition
​After my wife died I began to realize that there were many, many tasks that needed to be done, some very important and time sensitive, some mundane; I searched for a comprehensive book or guide to assist me in making sure that I did not overlook anything, but did not find anything, so, I began keeping notes and recording each of the tasks that I would need to do, maintaining a log, recording the results of each of the steps. This, then, is the culmination of my efforts, and in formulating these tasks into a single, comprehensive text, I hope to offer anyone else that finds themselves in my shoes a ready-made, easy to read and follow guide to all financial matters and financially related topics after the death of a spouse or loved one.
The Cost of Aging: Finding Resources to Meet the Financial Demands of Aging (1st Edition)
To many people retirement means freedom: freedom from the stresses of a demanding work schedule, freedom to travel whenever and wherever they desire, and freedom to live the life they have only dreamed of for their entire working life. Yet without adequate planning, retirement can be full of new stresses and unpleasant surprises.
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Learn about some of the hidden costs of aging in this insightful new book!
Planning for Tomorrow: Essential Guide to Having Your Affairs in Order (Paperback)
​I have walked the path of a caregiver, experienced the death of my spouse, and dealt with the overwhelming number of decisions that needed to be made, at times with little or no information. And I can absolutely advise that the time to organize your affairs is now, regardless of your state of health, and before the emergency bells go off; and I can further advise that the time to seek qualified, professional assistance, in the form of a competent Financial Advisor, Attorney, and a CPA would also be now.
Our Aging Parents: A Comprehensive Guide to Caring for Aging Loved Ones (1st Edition)
​I received the call in February, 2010. I was living in San Miguel de Allende, Mexico, with my wife, and my Dad was living in his home (purchased 60 years prior with assistance from the VA) in Michigan. Instead of his normal, gregarious voice, I heard garbled whispers; “Dad” I yelled, “what’s wrong”, but all I heard was more garbled whispers, then silence. I immediately hung up and called one of my brothers, who lived about thirty minutes away from Dad. “Drew” I said, “something is very wrong with Dad; can you get off work and get over to his house?”